Home Insurance:
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Class of 59 stuff
The following is a copy of the Home Insurance policy I currently have through the AARP and Hartford Insurance Company.  By using The Hartford for both my auto, and, my Home Insurance, I was able to get some excellent prices for both of these insurances.  Compare my policy to yours and if you'd like an "Online Quote", just click HERE to go to their site, or you can call 1-800-541-3717 Monday thru Friday 7:00 AM - 11:00 PM ET.  Saturday 8:00 AM -  6:00 PM.
Keep in mind that when you are purchasing Home Insurance that although you house may sell for say $100,000, some of that $100,000 is the actual land itself that you don't need to insure since it will not be destroyed.
BOTTOM LINE: My current residence would sell for about $200,000 but we insured the dwelling, other structures, and personal property in the amount of $216,000 for $291/year!  
This is $150/year lower than we had been paying for the same insurance!  - Ron

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The following Home Owner's Insurance quote is from "The Hartford's" plan for members of AARP.  As of May 5th, 2002, it is still valid.
submitted by Ron and Pat Geyer
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TOTAL PREMIUM COST $291/YEAR

 

 

Coverages:                                      Limit of Liability

 

 

SECTION I

 

A.  DWELLING                                         $ 120,800

B.  OTHER STRUCTURES                                 $  12,080

C.  PERSONAL PROPERTY                                $  84,560

D.  LOSS OF USE                                      $  24,160

 

 

SECTION II

 

E.  PERSONAL LIABILITY:  EACH OCCURRENCE             $ 300,000

F.  MEDICAL PAYMENTS TO OTHERS:  EACH PERSON         $   1,000

 

 

DEDUCTIBLE SECTION I: WE COVER ONLY THAT PART OF THE LOSS OVER $500.

 

RATING INFORMATION:

 

1 FAMILY ALUM OR PLASTIC DWELLING BUILT IN 1968

STATE 37  TERR. 46  PROTECTON CLASS 4

FIRE PROTECTION PROVIDED BY "WEST END FIRE DEPT"

WITHIN 1000 FEET OF A FIRE HYDRANT AND WITHIN 2 MILES OF A FIRE STATION

INSIDE CITY LIMITS PREMIUM GROUP 1.00 T 1

04% MATURE RETIREES CREDIT APPLIES

15% AUTOMOBILE CREDIT APPLIES. (WE ALSO HAVE OUR AUTO INS. WITH HARTFORD)

100% OF THE REPLACEMENT COST.

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